Charity Scandals

Recently, Attorney General Andrew Cuomo has conducted an industry wide investigation into car donation charities.  He just started this examination, and has already found a heart breaking scandal.  It seems that the charity called “Hope for the Disabled Kids, Inc” has been duping its donors and disabled kids for years to the tune of over $2 million dollars.  Shoba Bakhsh, the owner/CEO, instead of helping the children her charity claims to aid, lavished her family with real estate in Florida, paid off Macy’s credit cards, paid off tuition for her own children’s schooling, and has over $250,000 in her personal checking account.

 Her website, which has been removed from the internet, claimed the following 

• Donations will “be used to benefit disabled children by purchasing medical equipment”
• Donations will “help pay for medical expenses for families who are unable to afford them”
• Donations will “purchase book, toys, games and food during the holidays to distribute to children in hospitals” 

In my opinion this is one of the worst crimes a human can commit.  Think of the assistance she could have given to the countless children who need a wheelchair to move, an apparatus to breathe, a blood testing kit to eat.  This woman had children of her own too, which makes this crime even sicker.  How could she not see the needs of disabled children through her own able-bodied children, and further, how could she ignore them?  My heart broke when I read this story because some one else who will read this story may not donate to charity now.  This woman not only didn’t care about ruining a charitable industry’s good name, which has far reaching implications, but also ignored disabled children.  Who does that?  What a monster. 

Don’t stop donating cars to charity though

This blog is more of an outlet to vent about such a despicable crime, and I invite you to share your venting in the comments field below.  This is not an all out attack on charitable organizations.  God knows we need all the charity we can muster.  I just wanted my readers and fellow car enthusiasts to know that homework is now required from donors; know who you are donating to, and what they have previously put donations toward.

The Terrafugia Transition – The Flying Car

Picture Credit to ABC News

Many futuristic movies contain scenes that involve flying cars, like the Delorean from “Back to the Future.”  “The Jetsons” are also a great example.  This must point to the fact that someday we will all be flying in our cars instead of driving them and that road construction, and traffic will fortunately be a thing of the past.  Well, this concept is getting closer and closer to reality as the Terrafugia Transition makes its way to the road/air. The world’s first flying car just jumped its first hurdle; the FAA accepted the vehicle’s weight.  It’s a big deal because the weight of a flying vehicle determines what class it is in.  “Light sports aircraft” are required by the FAA to weigh in at the most 1,320 pounds and the Transition was given a 110-pound exemption.  This categorization is important because an operator of a light sports aircraft only needs 20 hours of logged flight time which makes obtaining a pilot’s license a lot easier than the next weight class.  Only a few more hurdles exist and this car will be on the road; some say by the end of 2011.  Who knows, ten years from now, we may see as many folded-up wings on the road as we now see airplanes in the sky.

Gibbs Aquada – The Amphibious Car

Picture Credit to Gibbs Technology

Though Gibbs Technologies is running into regulation issues, the first massively produced amphibious car is also close to getting on the road too.  To put it best, I will quote Zach Bowman from Autoblog: “the main issue seems to be that regulatory bodies want the car to conform to safety and emissions standards for both cars and boats. Unfortunately, those two worlds aren’t exactly compatible. For starters, the EPA wants the Aquada to use a standard catalytic converter. Unfortunately, the emissions equipment needs to operate at close to 1,500 degrees Fahrenheit – nearly 1,200 degrees more than what the U.S. Coast Guard allows.” Hopefully the EPA will get over this and lend a hand to this project; much like the FAA did for the Transition.  One unique thing about this car is that the steering wheel is in the middle of the dash board, and not on the left side.  The driver’s seat is in the middle of the car with two passenger seats located next-to and behind the driver.  Also, there are no doors, you jump in the car Dukes of Hazard style. I would love to own a car that doubles as a boat.  Though the vehicle will be pricey, there wouldn’t be a need for owners to buy a boat, a trailer, a vehicle strong enough to tow it, or pricey water’s-edge docking space.

The Tesla Roadster 2.5 – The Electric Car

Picture Credit to Tesla Motors

This car is already here and on the road.  Why you haven’t seen it yet is because there are only a few prototypes in the USA.  Another reason is because there are very few recharging stations in the USA.   The Tesla Roadster 2.5 is the younger brother of the 2.0 but it comes with many improvements garnered from customer feed back.  The big statistic is that the car has a 245 mile range, much further than other all-electric cars.  The Nissan Leaf’s range is only 200 miles.  Recharging is as easy as plugging it into your wall.  There are some fun, impressive stats too.  This car can go from 0-60 in 3.7 seconds which is faster than the Porsche GT3 RS or Ferrari 430 F1.  The car is practically silent.  At the end of the day though, this car is rather pricey.  We are talking about hundred thousand dollars or so.  As all technology does though, it will become cheaper and more plentiful in the future.

The Car Revolution

This all adds up to one thing for me – the car revolution has begun, and we moving quickly.  We are literally reinventing the wheel here, especially in the case of the Aquada, where the wheels fold up and under the car for better hydrodynamics.  So to all of the people who thought it would never happen, “Back to the Future” is becoming more and more like reality.  Perhaps soon some one will invent a time machine too!

As the nation’s headlines were focused on the rising cost of health care last year, we forgot to watch the auto insurance companies. 

The Insurance Information Institute found that in 2009:

 “…the average cost of auto insurance on sedans rising by 5.7 percent to $1,031 for a typical policy including collision and comprehensive coverage. The 2010 study is based on costs associated with five top-selling 2009 models selected by AAA.” 

According to another report in USA Today, the average policy will rise 4 percent to $875 per year, following an average increase of 3 percent last year.  All of the statistics point to the same trend. 

Auto insurance is rising.

Auto insurance rates are going up.

Health Insurance Coverage

Our Nation’s headlines have recently been focused on the rising cost of health care, and rightfully so.  Take a look at some startling facts and statistics:

• From 2000 to 2006, overall inflation has increased 3.5%, wages have increased 3.8%, and health care premiums have increased 87% (Source: Kaiser Family Foundation).
• The United States spends twice as much on health care per capita ($7,129) than any other country . . . and spending continues to increase. In 2005, the national health care expenditures totaled $2 trillion. (Source: National Center for Health Statistics)
• About half of the bankruptcy filings in the United States are due to medical expenses. (Source: Health Affairs Journal)

These are truly scary numbers.  Americans suffer while health insurance companies record profits.  Let’s hope the bill that was passed helps out those 46 million Americans who can not afford health care plans.

Car Insurance Quotes Are Rising

The car insurance companies are now facing the same scrutiny that the health insurance industry was in that many Americans think the rates are too high.  Yet,  Americans are driving less than last year

J. Robert Hunter, an insurance consumer advocate with the Consumer Federation of America, is urging state regulators to find out why rates are rising when Americans are driving, in total, billions of miles less than a year ago. 

“As Americans drive less because of the price of gas, fewer claims will be filed with insurance companies,” Hunter said in a letter to the nation’s governors in June. “Whether this will mean windfall profits for insurers or rate cuts for the consumers is up to governors and state regulators to determine.”

So we are driving less, yet paying more for our car insurance.

What does this mean for you?

It’s time to do one of three things even if you have the best car insurance. 

1. You can raise your deductable to lower your overall monthly payment.  But then you have to hope and pray you don’t get into a major accident. 
2. Fix your credit rating.  Every car insurance company examines your credit report and charges you accordingly.  Unfortunately, this can take quite some time. 
3. Sell your car to a trusted industry leader like Bigbucksauto.com.  Getting rid of your car al together may seem drastic but many people do not even realize that they have an opportunity to live with out their cars. 

By carpooling to work, receiving goods via mail, and when necessary, renting a car, you can effectively erase your car insurance payments, even if that means that the money saved has to go towards your health insurance. You can live without your car, but not without your health.

Twitter yields a monstrous and relentless flow of information. For car enthusiasts, it can be a bit daunting to find Twitter car experts that offer good information or, at least, a little entertainment. If you’re curious, search Twitter and you’ll see the number of car tweets out there.

The Best Of The Best Five Car Experts On Twitter

At Big Bucks Auto, we’ve sorted through the mess for you and have come up with a list of Tweeters (Twitterers? Twits?) we think are worth following. They range from car junkies to car-free enthusiasts, but we consider each and all Twitter car experts.

Car Tricks – http://twitter.com/CarTricks:  Chuck Gray doesn’t say much about himself in his Twitter profile. His name is Chuck. He lives in the USA. And he’s a car enthusiast. Works for us! Car Tricks on Twitter is a great resource for car news including general industry news; news specific to certain makes and models; technology developments; and a peppering of other topics. Most posts come with links to the source material, which is always good.

BikeBikeYYC – http://twitter.com/bikebikeYYC:  BikeBikeYYC is the Twitter profile for a cycling shop in Calgary called BikeBike. According to their website, they “feature bicycles, services, and products that are specific to everyday cycling – car-free living, bike commuting, pathway exploring, running errands and city cycling of all kinds.” Despite being a Canadian cycle shop, BikeBike’s Twitter stream is a great place for information on car-free living. They also integrate some fun in there, too.

Car_Expert – http://twitter.com/car_expert:  Car_Expert is the Twitter arm of 350.org – “an international campaign dedicated to building a movement to unite the world around solutions to the climate crisis – the solutions that science and justice demand.” Needless to say, many of the Tweets on their stream have to do with fuel-efficient, electric, or otherwise alternatively fueled vehicles. Similar to Car Tricks, Car_Expert generally includes links with each tweet with source info.

FloorMatGuys – http://twitter.com/FloorMatGuys:  Who knew that a custom automotive floor mat site would be a good source of car information? As the Twitter profile for FloorMatGuys.com, these guys have a pretty good blend of entertaining car information; industry news; and other tidbits of info. The best part about FloorMatGuys? They don’t flood you with marketing for their own products or site.  In fact, we didn’t see very much actual marketing here at all.

BigBucksAuto – http://twitter.com/BigBucksAuto: Well, duh. Not only can you find the rest of this list from our profile, but we contribute to the car enthusiast and car conscious community, too. Check us out!

That’s Not All Of The Twitter Car Experts & Enthusiasts, But It’s A Good Start

Sure, there are many other car experts on Twitter. Many of the major carmakers, magazines and others have Twitter accounts. At the same time, there are a slew of other diamonds in the rough (like our list above) that deserve some attention that larger brands are afforded. The point is that Twitter offers the exposure to a great deal of information, including Twitter car experts. At the same time, you can expose yourself to car industry news and information that you may have otherwise missed.

I try to remind our readers and customers as often as I can that Kelley Blue Book values can be very misleading. The recent Toyota recall and its effect on Toyota resale values is a prime example of how KBB doesn’t have its finger on the pulse of the market.

Akio Toyoda, the chief executive of Toyota

At Big Bucks Auto, we determine the value of your car or vehicle based on real-time assessments – not a static figure in a book. Some estimates have the resale values of Toyota vehicles declining by 4% to 5% on top of existing depreciation rates.

Where publications like KBB lag, our staff at Big Bucks Auto stays on top of market developments big and small that can alter the resale value of your vehicle.

The Scope Of This Toyota Recall Is Huge

To put this in perspective, the Toyota recall is massive – affecting more than 8 million vehicles – and problems with the gas pedal and as many as three dozen deaths have been attributed to this problem.

Toyota resale values have tanked, as a result

You can expect that 4% to 5% drop in value to continue for Toyota. Even if all the recalled vehicles are fixed or otherwise mitigated, the massive public relations disaster this has turned into will affect the Toyota brand – and resale values – for years.

Essentially, if you own a Toyota, its value is dropping almost daily. The brand’s severely damaged reputation is likely to drag those values down further.

Check out your options and learn a little more about Big Bucks Auto and how you can sell your used car.

There are many great reasons to have an iPhone, as the plentiful iPhone app reviews seem to indicate.  What’s particularly important to realize about owning one, however, is that you do gain access to a large library of applications that are, believe it or not, free.  Moreover, plenty of free applications are extremely useful, and could only serve to enhance your day to day business instead of distract you from it (no slight is intended toward games, of course—we all need the occasional distraction).  The free and useful bit of genius experienced here recently is the Auto Loan Calculator by Antasti Apps; and, needless to say, it is highly recommended for you New Yorkers who need a bit of financial guidance.  Who would refuse some of that in this day and age?

Our Brief iPhone App Review

Let’s face it:  learning how to use this auto loan calculator is not exactly the most difficult task.  But that is precisely why it is so fantastic.  All it takes to get it working (after downloading, which requires an Apple account and such) is the filling of three fields:  Loan Amount, Interest Rate, and Loan Term (how many years you want to pay back the loan in).  After doing that, you will get a recommended monthly payment, which can easily be incorporated into your budget (assuming the amount the app returns is affordable).  In a few screen presses, you can make your finances a much less daunting task, and this is why the auto loan calculator is just so nifty.

You can also extend this app’s range by incorporating just about any other loan you can envisage, provided you know its corresponding interest rate.  So that means if you’re, say, a college student who is wondering about how to pay back student loans, you can put together a reliable schedule of monthly payments by just inputting three numbers.  When you download this app, you are indeed getting more than a simple auto loan calculator.  Of course, if the numbers you see are more than you can handle, you can give yourself a financial boost and sell your car to Big Bucks Auto.

When you are stuck in traffic, staring up at that red light that seems like it will never change – don’t blame William Phelps Eno. He was just trying to help.

The history of traffic laws in the U.S. originate primarily with Eno – also called the “Father of Traffic Safety” – and as a New York City native, his drive to create safer travel was inspired by massive traffic jams witnessed in his hometown.  In 1900, he wrote “Reform in Our Street Traffic Urgently Needed” and he became the de facto expert on traffic.

William Phelps Eno...the man with the (traffic) plan, but no car.

Three years later, Eno created New York City’s and the nation’s first traffic code. Interestingly enough, all of this progress and leaps in traffic safety came from a man who never even drove a car…true story.

The History Of Traffic Laws Equals Billions In Fines More Than 100 Years Later

NYS traffic laws and traffic laws governing huge metropolitan areas like New York City have certainly changed since William Phelps Eno first penned the original traffic laws. These days, some say that anywhere between 25 and 50 million traffic tickets are issued each year (not including parking tickets). At approximately $150 a pop, that means anywhere from $3.75 to $7.5 billion is collected each year across the nation.

It’s safe to say that traffic laws are significantly more complicated today that during the dawn of the 20^th Century. Some vehicle owners in large cities (like NYC) rack up thousands in traffic and parking tickets.  For those of you in New York City, perhaps selling your used car could save you the cash and the hassle of forking over hefty fines.

After all, the “Father of Traffic Safety” never even had a car, much less a traffic ticket.

The dust has settled and the Cash for Clunkers stimulus numbers are in…and it seems like the Cash for Clunkers bill was a success, more or less. But, a closer look at the numbers suggests a few flaws in the program.

According to the U.S. Department of Transportation, the program was “wildly successful” with nearly 700,000 “clunkers” traded in for rebates on new, more efficient vehicles. For those cars, taxpayers (via the federal government) can expect to dole out $2.877 billion.

Here’s the rub – perhaps the fundamental rule of the Cash for Clunkers stimulus was to require people to buy new cars with a government rebate in exchange for their clunkers.

So, why doesn’t the amount of clunkers turned in match the amount of new cars purchased?

Cash for Clunkers update from the U.S. DOT touts impressive stats, but it just doesn’t add up

The number of clunkers brought in through this taxpayer funded stimulus program was reported as 690,114, according to press release in late August. That same release included a list of the number of cars and trucks purchased through the Cash for Clunkers Program, too. You would think that the number would be exactly the same, no? After all, the only way you could participate was to bring in a qualified clunker and buy a new car, right? Apparently not.

According to the federal government, 684,941 cars and trucks were bought through this auto industry stimulus program. That’s a difference of 5,173 cars and trucks. That means that more than 5,000 clunkers were traded in through the Cash for Clunkers stimulus and new cars were never bought. That’s 5,173 vehicles unaccounted for nearly $22 million dollars in government rebates potentially unaccounted for (the average rebate appears to be around $4,200).

As an interesting side note, the DOT press release does not tally the number of new cars and trucks sold – you have to root through the numbers and figure it out on your own.

Despite the thousands of missing cars and millions in unaccounted for rebates, the Cash for Clunkers stimulus effects are real

“American consumers and workers were the clear winners thanks to the cash for clunkers program,” said U.S. Transportation Secretary Ray LaHood. “Manufacturing plants have added shifts and recalled workers. Moribund showrooms were brought back to life and consumers bought fuel efficient cars that will save them money and improve the environment.”

Whether you share Secretary LaHood’s enthusiasm or not, the auto industry got a much-needed shot in the arm from the Cash for Clunkers program. With increased demand, auto makers are reporting production increases; have added extra shifts at their plants; and officials are expecting lasting effects that will result in 42,000 jobs in the second half of 2009.

Environment gets relief from the Cash for Clunkers program

Of the cars traded in and those bought, the result is more cars on the road that get better gas mileage. The average miles-per-gallon (mpg) of clunkers traded in was 15.8 and the new car average was 24.9 mpg – a 9.2 mpg improvement, or 58%.

According to the U.S. DOT, 84% of trade-ins under the program are trucks, and 59% of new vehicles purchased are cars. “The program worked far better than anyone anticipated at moving consumers out of old, dirty trucks and SUVs and into new more fuel-efficient cars,” the press release read.

With questionable numbers and many criticisms of the Cash for Clunkers bill, the overall result is lacking

The fact is, many more people wanted to participate in the Cash for Clunkers program than were able to. Most people with clunkers couldn’t afford to buy a new car even with the tax-payer subsidized rebate. Of course, the original funding for the program was spent in a week and Congress approved additional funding, but many still complained about the short duration of the Cash for Clunkers stimulus plan.

And, despite the DOT’s claim of 42,000 expected jobs and minor increases in nation economic growth, the actual duration of the program’s stimulus is questionable.

Cash for Clunkers gave us a lot of ‘ifs’ when it came to selling your car. BigBucksAuto gives you cash when you want to sell your car.

The Cash for Clunkers bill was not the wild success that the government claims. Clearly, something is wrong when more than 5,000 vehicles and more than $20 million are unaccounted for. The stimulus aspect of Cash for Clunkers seems temporary and the environmental benefits are tough to imagine considering the thousands upon thousands of gas guzzlers still on the road.

With Big Bucks Auto, selling your car comes with none of the hassle of a troubled federal program, full of restrictions and red-tape.  We’ve been in the business of buying cars for years, and our easy process means a fair price for your vehicle. And, the only rule about what you can do with your cash is simple – anything you want.

Take a look at how we buy used cars and give us a call at 1-888-44-BUCKS or 1-888-442-8257.

Image credit the consumerist

The car industry and auto makers are strong behind a new clunker bill, but is there any real benefit?

It’s safe to say that news for the U.S. automotive industry has not been positive lately. A “cash for clunkers” bill navigated its way through Congress, though, and the car industry couldn’t be happier.

Bottom-line, the clunker bill allows you up to $4,500 in discounts (thanks to the U.S. government…actually, thanks to the taxpayers) if you trade in your old car for a new, greener vehicle.

With most of the hoopla over-and-done with, and with President Obama’s signature on the Cash for Clunkers bill, a whirlwind of criticism and second-guessing has commenced. The car industry and auto makers are largely pleased with the bill and its stipulations, but that seems about it.

After the cash for clunkers plan was signed into law and in advance of the program’s commencement, a New York Times article pointed out that the stringent rules for the program might lead to its eventual downfall. In fact, the Baltimore Sun points out, the cash for clunkers bill only applies to cars purchased after July 1, 2009, but government officials can tweak the rules up until July 24. That leaves more than a month of unsure consumers and a confused car industry that doesn’t quite understand the rules, either.

In fact, most current media coverage of the cash for clunkers bill usually mention that the stipulations of the bill that result in the highest discount seem to encourage further purchase and use of SUVs – some of the least efficient vehicles on the road

Cash for clunkers (not so) fine print for your trade-in car

So, while auto makers urge you to sell your car (before you rush over to us at Big Bucks Auto), there are a few qualifications your trade-in has to meet in order to take qualify for the Cash For Clunkers plan:

• Your trade-in vehicle must operate at 18 miles-per-gallon or less; be built in 1984 or after; and in drivable condition.
• The trade-in has to be registered in the purchaser’s name and owned for at least one year.

What you buy determines what you get

And the Cash For Clunkers credit you receive for that trade-in can’t just be any ol’ car on the lot. With the blessing of the automotive industry and struggling car makers everywhere, your new car has to be greener:

• Cars need run at least 22 mpg and cost less than $45,000. For a car with a 4 mpg improvement from your old clunker, you get a $3,500 subsidy from the government. Cars with a 10 mpg improvement will get you a $4,500 subsidy.
• Small, light-duty trucks must run at least 18 mpg, with a $3,500 discount for a 2 mpg improvement in gas mileage and the full $4,500 for a 5 mpg improvement.
• Large, light-duty trucks must get at least 15 mpg with $3,500 for those with a 1 mpg improvement from your old car and a $4,500 subsidy for 2 mpg improvement.

Good news for the auto industry, but what about the rest of us

Then, we get to the part only slightly covered in automotive industry news that we feel should be revisited before the rules are finalized: Where do the old cars go?

Well, under this Cash For Clunkers plan, the government would take these cars and scrap them, thereby eliminating the economic benefit of reselling those cars in the private sector.  In other words, all of those cars traded in would not be placed into the used-car market, they would hit the scrap yard. Is this good for the environment? Probably. Good for the economy? It might be, but it would have more impact if those cars could re-enter the market and be sold. With the current proposed plan, the car industry would get an economic boost, but that’s the extent of it.

As far as the Cash For Clunkers bill acting as a way to get older, less efficient vehicles off the road – that would be true only for the few who actually qualify under the bill.

As far as we’re concerned at Big Bucks Auto, the Cash for Clunkers plan is too little, too late.

Stay tuned to find out how the cash for clunkers bill and the car industry turns out

Clearly, grumbling about the cash for clunkers bill is growing. The car industry, though, will likely need more of a boost than this bill to provide auto makers with enough steam to turn green for good.

Whether the Cash For Clunkers bill ends up making a difference or not, you can always learn more about how to sell your car in NYC with Big Bucks Auto™. After all, you’ll get a better deal from Big Bucks Auto than Uncle Sam any day.

Learn more about why choose us to buy your car and call us today at 1-888-44-BUCKS or 1-888-442-8257

By Buddy Evans, President of Big Bucks Auto™

American car culture took a hit recently when New York City Mayor Michael Bloomberg announced that a portion of Times Square – a span of Broadway from 42nd to 47th streets – would be closed to vehicle traffic.

Some claim that the New York City Street closures leave car culture intact – not to mention the spirit of Times Square

New York Times columnist Nicolai Ouroussoff reported that “the soul of Times Square remains intact.” New York Times “Wheels” columnist Richard Chang sung a similar tune, writing that the street closures did little to affect driving in New York City.

On the other end of the spectrum, blogger Steve Rosenbaum suggested on “The Huffington Post” that Bloomberg’s “shocking” car-free move on Times Square amounts to a battle – and while pedestrians benefit, it’s the bicyclists that are winning.

Mixed reviews on NYC street closures and the effect on driving in New York City

The alleged effect of the new Times Square street closures for those few very touristy blocks has also come down square on the fence. Media outlets throughout New York City and across the globe quoted out-of-towners in traditional “oohhh” and “ahhhh” fashion. Fleets of delivery drivers were not to be ignored – just as many were quoted blaming the new car-free zone as a time-waster, money-drainer and all-around inconvenience.

Let’s not allow the details muddy the moral of the story here – a country with a car culture so thick you can taste it just shut down a few of the most bustling blocks in its busiest city. Voluntary street closures that make driving in New York City harder and bicycle and foot traffic easier…well, that’s a big deal.

This isn’t a major shift in American car culture

It is a small movement towards getting people to think about life without a car. Sure, tourists sitting in beach chairs in the middle of Broadway is still a novelty, but Bloomberg’s message is simple – American car culture is not some sacrosanct sector of our collective conscience.

The infrastructure of our nation is certainly designed around an American car culture, but the recent street closures in New York City serve as a reminder – even among some of the most traffic-saturated blocks on Earth, you can preserve a little bit pedestrian peace.

Times Square street closures prompt action on driving in New York City

In an effort to put our money where our mouth is, Big Bucks Auto is throwing our support behind the New York City group, Transportation Alternatives – whose mission is to “reclaim New York City’s streets from the automobile and to advocate for bicycling, walking and public transit as the best transportation alternatives.”

We’ve written extensively on issues affecting American car culture in New York City – from the Benefits of Riding a Bike and the Looming Average Cost of a Car to Air Pollution & Heath Risks.

If you feel moved enough to make a move towards this car-free culture, check out some of the ways you can sell your car with Big Bucks Auto.

Learn more about why you should choose Big Bucks Auto to buy your car and call us today at 1-888-44-BUCKS or 1-888-442-8257.